The Complete Personal Finance Handbook: A Step-by-Step Instructions to Take Control of Your Financial Future With Companion CD-ROM
Product Description
Personal financial planning is the process of establishing your own financial goals and creating a way to reach them. The ongoing process involves examining all existing resources, developing a plan to use them, and systematically implementing the plan to achieve your short- and long-term goals. They must be monitored and reviewed periodically to make adjustments to assure that they continue to move you toward your financial goals. Your family’s financial future depends in large part on decisions you make and steps you take today. Busy, successful people are often so involved with day-to-day personal and business responsibilities that they don’t take the time to plan their own financial future. And unfortunately, financial security and sound investments rarely happen by chance. This new book, written in easy-to-understand terminology, will guide you on the way to financial security for you and your family. You will learn the personal financial basics of budgeting; insurance; marriage, single, and divorce financial solutions; health care possibilities; retirement planning and saving; wills and estate planning; managing and eliminating debt; solving your credit score and credit issues; and home ownership. You will avoid legal issues, obtain documents you need to have, deal with mortgages, taxes, and tax planning. You will invest your money using the latest strategies while responding to life events, starting a small business, getting college financial aid, avoiding debt and bankruptcy, and borrowing money. The new areas of concern are explained: elder issues and identity theft worries. The companion workbook on CD-ROM contains worksheets, charts, and quizzes to help you set financial goals, budget, find how to reach those goals, set retirement planning goals, and determine the best savings and investment strategies that fit your situation.
Buy The Complete Personal Finance Handbook: A Step-by-Step Instructions to Take Control of Your Financial Future With Companion CD-ROM at Amazon
Buy The Complete Personal Finance Handbook: A Step-by-Step Instructions to Take Control of Your Financial Future With Companion CD-ROM at Amazon
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November 10th, 2009 at 11:01 am
The Complete Personal Finance Handbook: Step-by-Step Instructions to Take Control of Your Financial Future is the kind of book that everyone needs when they are starting out on their own. We all know that high school and college graduates aren’t going to listen to their parents, but this book is well organized and emphasizes the old fashioned virtues of frugality. The chapters on debt are a particular point of emphasis if you have a college student who has just discovered the allure of other people’s money. It doesn’t take very long for a twenty-something to run up a lifetime’s worth of debt if he isn’t careful, and while this book provides some good advice about credit repair and debt reduction, the best advice it gives is to avoid that kind of situation altogether. I was also particularly impressed with the concise information on mortgages. This is a subject that can get confusing pretty quickly and it’s full of timely advice considering the mortgage crisis we are undergoing right now. A lot of people could have avoided a major financial headache if they had followed the advice in this handy little guide. If I had a child going off to college in the fall, this book would be going with him.
November 10th, 2009 at 11:44 am
The Complete Personal Finance Handbook: Step-by-Step Instructions to Take Control of Your Financial Future is a real good book. I’ve read several Suze Orman books and Your Money or Your Life and other such tomes. And I’ve tossed aside several books on personal finance that couldn’t hold my interest past a couple pages. But because of Personal Finance Handbook’s comprehensiveness, clarity of explanation, detail and upbeat tone many will consider it their finance bible.
The book starts with budgeting and moves step-by-step through saving (in a multitude of ways), keeping track of your money, banking, the thrill of compound interest, financial advisors, insurance, investing and more.
“Now You Know” charts recap the chapters’ main points. And gently, but frankly the book helps people through the emotional aspect of handling money. For example: budgeting and saving bring peace of mind. Yet, if you’re in financial trouble, this book will help you without shaming you. Finally, Personal Finance Handbook contains helpful appendices, glossary and index.
The book’s only fault is its lack of spacing between words and sentences in the foreword.
November 10th, 2009 at 2:07 pm
The Complete Personal Finance Handbook: Step by Step Instructions to Take Control of Your Financial Future by Teri B. Clark (Comes with a companion CD-Rom)
Boy! Don’t we all need financial guidance, especially in today’s economy? According to Clark, balancing what we need and want with what we have available to spend is the biggest part of the battle. Who could disagree? That balancing part is also known as budgeting, a much maligned word.
According to Juan Ciscomani, Senior Instruction Specialist at Credit-Wise Cats, who wrote the forward to Clark’s powerful little handbook, most people think of budgeting as denying oneself the pleasures of life. Not so, he corrects. Instead, budgeting is a way to take control on one’s financial life, and Clark’s book shows us how.
Like most things, knowledge is the key to success and Clark has a whole batch of keys, and they all hang on a ring called “budget.” If you’re just starting out in your financial life, this book was written for you. If you’re planning for your retirement, this book is for you. If you’re going down for the third time in a sea of debt, this book’s for you.
Chapter one starts of with a simple explanation of the whys and wherefores of budgeting. Clark calls it a game plan which sounds a lot more appealing than